An auto loan that satisfies your preferences
You to get on the road whether it’s a new or used car, an AA loan could help.
Minimal prices from 3.1per cent
Our prices differ according to the amount you need to borrow, your selected term as well as your credit history.
Free breakdown cover*
One year’ free Basic Breakdown Cover, or perhaps an add-on that is free you are currently a part. Discover more.
Exclusive low price for users
We reserve our cheapest loan prices for people. Utilize our calculator getting a quote that is personalised.
Supplied by the financial institution of Ireland British. AA Financial Services Limited is just a credit broker and never a loan provider.
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Representative 8.9% APR. Predicated on that loan of ?4,000 over three years, with month-to-month repayments of ?126.37 and total quantity repayable of ?4,549.32, including ?549.32 interest at 8.9per cent fixed.
Significant: The price you are offered depends on your individual circumstances – together with your credit history. The utmost APR you might get is 29.9%. Your loan term will rely on the mortgage amount sent applications for. We currently provide loan term lengths of just one to 7 years.
Are you qualified?
Begin to see the potential for the job being accepted without inside your credit rating.
You have indicated that you are an AA Member* and can consequently receive a special price. Before we carry on, please verify your account quantity below.
* An AA Member is an individual that includes arranged breakdown address straight with all the AA rather than as an element of a bank or car maker partnership system.
Prepared to apply?
Enjoy our low price loans. It is easy and quick to make use of.
- Rates from 3.1per cent APR for loans between ?15,001 and ?25,000
- Fixed month-to-month repayments
- Exclusive reduced loan prices for Members
- Instant choice generally in most situations
- Make additional re payments or spend down your loan early
- No set-up or arrangement charges
1 An AA Member is a client that features arranged breakdown address straight aided by the AA rather than included in a bank advance financial group or vehicle maker partnership system.
* Free breakdown cover
As a fresh AA Loans consumer you’ll receive one year’ Basic Breakdown Cover, or perhaps a free add-on if you are currently an associate.
The Basic Breakdown Cover is actually for just one car plus one breakdown a lot more than 1/4 mile from your own home address – further call-outs can be obtained for a basis that is pay-for-use.
Current users can get an add-on that is free either nationwide healing, At Home or Onward Travel for the remaining of these account 12 months.
Your Basic Breakdown Cover or free add-on becomes available as soon as the application for the loan is accepted. The chosen add-on will likely to be renewed automatically until you inform us to not. The breakdown that is free isn’t available if you curently have AA breakdown address during your bank or car maker. Listed here are all of the conditions and terms.
Manage your loan
Help manage your existing AA Loan.
What exactly is an APR?
The APR you obtain can vary greatly through the advertised price. This is basically the representative price which we anticipate many people who use getting.
The price you will be provided would be a personalised price centered on your present specific circumstances including credit information held about you by the credit guide agencies, the mortgage quantity you borrow and period of time you borrow for.
Trying to get an AA Loan
You’ll use on the internet and can get a decision that is instant many cases.
Who is able to use?
To meet the requirements to apply you need to;
- Have now been A british resident for at the least 36 months
- Be over 21 with no more than 70 whenever loan term ends
- Be used with an income of ?12,000 or higher
- Not need a past reputation for County Court Judgments or bankruptcy
- Have actually a UK based bank or building society account that will pay direct debits
The length of time can we simply take financing for?
Loans can be obtained between 1 and 7 years (with respect to the worth of the loan).
Is it possible to let me know just how much a loan will definitely cost and never having to offer my details that are personal?
We provide a personalised cost which can be predicated on your own personal circumstances and quantity you want to borrow which is consequently essential to capture your private details. Please be aware that individuals try not to offer a quotation that is indicative. A credit search will be registered at the Credit Reference Agencies if you proceed and submit an application.